Tag: Credit Score

Posted on 12/20/2024
Selling a house on short sale: What you should know
What does it mean to sell a house on short sale? A...
+ 1 more
Read More
Posted on 07/22/2022
3 Ways to buy a house with bad credit
Your credit score matters to mortgage lenders, but that doesn’t mean it’s impossible to buy a house with bad credit. In addition to other loan options, there are other strategies for buying a home if your credit report is less than ideal. Here are some of the ways you can work toward buying a house with bad credit:...
+ 18 more
Read More
Posted on 10/22/2021
Financial Factors to Consider When Buying a Home
Whether you’re planning on buying investment property or a new home, there are financial factors to consider. Knowing the details of your financial situation will help you make the best decision and help avoid unnecessary stress. If you’re trying to decide between renting and buying, here are some of the main financial things to go over: Savings Most...
+ 14 more
Read More
Posted on 09/03/2021
New Construction Financing: 5 Tips to Help
Photo by Anthony Shkraba from Pexels Building your new home should be a rewarding experience, but it's important to know how the financing for a new construction is different from the financing for a previously owned home. You will need a specific type of loan called new construction loans, and they can be harder to get than a...
+ 4 more
Read More
Posted on 01/08/2021
It’s a Balancing Act: Credit and Debt
Image by David Pereiras from Shutterstock Your FICO score is a key factor used to determine if you qualify for a mortgage. The Fair Isaac Corporation (FICO) is the creator of the most common credit score used by home loan providers. The algorithm used to create your score is a closely-guarded industry secret. But in general, it factors...
+ 2 more
Read More
Posted on 11/15/2019
How To Improve Your Credit Score
One of the most critical aspects of your financial state, when you’re buying a home, is that of your credit score. Credit scores take your entire economic history into account. That means every missed payment, every account opened, and that three-digit number represents every debt you owe. Once you obtain your credit score and assess your finances, if you...
Read More
Posted on 10/04/2019
Heaven or Headache: How Do You Know When You’re Ready to Own a Home?
Owning a home is a big part of the American Dream. In fact, it’s such a part of American life that entire television networks devote hours of airtime to buying, selling, and renovating homes to riveted audiences across the country. So surely, owning a home is a good thing. Right? It all depends. Is owning a home right...
+ 1 more
Read More